Insurance Quotes

[Vakane]

I live in Miami… my insurance will be crazy…. Even with top honors at pregressive since I’ve had them over a decade.

 

[Tall Steve]

For a 4BW, mine is going up about $700 a year. Won't know for sure until I have the vin. It'll be around $1800/year for 3 cars for the wife and I.

$600 a year per car?

 

[Metal4all6]

$600 a year per car?

Yeah - 2008 GMC Yukon Denali and 2014 Chrysler Town & Country. Wife and I both work from home so they get driven less than 5k miles/year (per car) and no accidents or tickets.

 

[Tall Steve]

Yeah - 2008 GMC Yukon Denali and 2014 Chrysler Town & Country. Wife and I both work from home so they get driven less than 5k miles/year (per car) and no accidents or tickets.

That's good rates..

 

[Finally-a-V]

That's about what we're paying. $600 per vehicle.

 

[Tall Steve]

I thought my $1200 a year for full coverage and 250 deductible on my 5 was good........ My sons insurance is more expensive than my other 3 vehicles combined... (Camaro 4BW 5BW) Son is "insured" for the Honda even though he drives the Camaro...

 

[VagonLove]

Pleasantly surprised. Just got off the phone with my carrier. Adding my Blackwing (high deductible of $2k, not a daily driver) increased my premium only $320/year! Guess I'm in the sweet spot with a very clean record and 44 years old!

 

[FishinV]

So I thought I would share something I got from my insurance agent. If you are married, try swapping your wife in as the primary person on the policy. Mine did this and it changed by around 30% less.

 

[Jameson's Viggen]

The wife's CT4 is $1500 a year. Ouch. The BlackWing will be $2050 with an $1k deductible, $1800 with a $2k.

I know Metro Detroit sucks for car insurance, but that seems a bit high. I might keep my collectors at Grundy and take the daily's elsewhere. The dailys at Grundy are undewritten through AIG.

 

[TalsBW]

Texas - Allstate - 40 year old woman with all policies there - only a $230 over 6 months increase. Feeling pretty good about that.

 

[CMac_FL]

My 5 BW is less than my 19 Honda Accord the wife drives. I assume because it is driven more.

 

[Jameson's Viggen]

I had a feeling $1500 for our CT4 and $2100 for the 4BW sounded like a lot. I want to keep my collector cars with Grundy-but dailys away from AIG. I got a quote with Progressive who already has our home policy. $1800 a year for BOTH cars. Basically saves $150 a month.

 

[Soundman414]

Got quoted $628/6 months — $1256/yr. Skokie, IL (Chicago area), 36, Male, no accidents, renters bundled and been a customer at Progressive for 5+ years so there are discounts.

This is only $176 more per year than my current 2019 G70 3.3TT Sport.

 

[white98ls]

Can people posting compare it to other cars in the household? Insurance varies so much by state, driver, coverage, etc. that just numbers are near-meaningless.

A little freaked out because I recently had my first (minor) at-fault accident in my 22 years of driving, and my insurance went from ~$500/6mos to $1,500 with a Civic Type R. I wonder if they'll view the 5BW replacement as "this guy just more than doubled the amount of HP he's driving around" or "this guy is really maturing, going from a pimped-out Civic to a nice, big Cadillac sedan."

 

[TheShark]

has anyone looked into an "agreed upon" value insurance policy? Should something happen (totaled, theft) to the BW, I fear a traditional insurance company will look at CT4/5 values and payout very little versus the true market value of these cars. Ideally this would just be to cover the "gap" from the liability/comp/collision policy our other cars on as it's a daily driver, not a low mileage collector/specialty car. Haggerty will not cover daily drivers.

 

[shiftdown]

My 4BW added 1032/yr to my policy. 500 deductible. Its my 4th car on the policy for my wife and I.

 

[jumpmanjay]

300/6mo for 2013 Lexus ISF
285/6mo for 2018 Honda Odyssey
445/6mo for 2022 Cadillac CT5-V Blackwing

Autos+home policy with State Farm, 2 drivers, both 40, no accidents.

 

[NorCal Blackwing]

I cheerfully called up AAA as soon as I got a VIN (and before reading this thread). I was fairly optimistic since my V2 Wagon was one of the cheapest to insure cars I've owned ... (I could never wrap my head around a 556HP RWD V8 being half the insurance cost of my GTI).

Back to the 5BW - no tickets, no accidents, now middle aged, $1000 deductible ... AAA informs me it'll add $2000/yr

I guess over the long run it all balances out!

 

[rubberduck]

To get an insurance quotation you don’t need to have the car. Just pull a VIN of a comparably equipped car off the internet. I do this when I’m car shopping. - I like to know my expenses before I look at buying a car.

Four door sedans are in a different category than a two door car. That’s the big, not so secret, secret to owning high HP cars and getting low insurance rates.

 

[Ivy1Le]

Four door sedans are in a different category than a two door car. That’s the big, not so secret, secret to owning high HP cars and getting low insurance rates.

then there's progressive who quoted me $125/6 mo cheaper on a Cayman GT4 than my current 4BW lol