Totaled?

[MTdiehard]

Friday afternoon outside Traverse City MI on a 45 mph two lane road a little red Hyundai went straight when the road curved and crossed into my lane. She clipped the rear end of the minivan in front of me and plowed into the drivers side rear door of my car. Apparently no serious injuries to anyone (modern cars can be marvels that way) but I've got an arc of bruises on my left side. My BW is in much worse shape. Beside the sheet metal damage, you can see a half shaft laying on the flatbed.

Any thoughts on likelihood of being totaled would be welcome. My policy with Cincinnati will total it if the cost to repair exceeds $47K.

 

[BlackDiamondCT5VBW]

Was it a FIB? Sorry, couldn’t help myself.

Sorry for your loss but thank goodness you are OK. That wall of airbags is very assuring knowing we are all driving a very safe vehicle.

 

[DCV]

That’s gonna be totaled. Be sure to see a doctor and get all of your injuries documented and DO NOT sign any insurance claim agreement for a few weeks, as that bruising could be torn muscles or ligaments. Her insurance will likely offer you a quick settlement and say you only have 30 days or so to make a claim.

 

[MTdiehard]

PDR caught the crash - see video. I moved to the right a bit but there wasn't a whole lot of room on the shoulder. In hindsight, I might have avoided her if I hadn't braked, but my mind wasn't able to process it that way. Plus braking did reduce our kinetic energy significantly. Not sure the other driver ever braked.

 

[KatyTxCT5V]

Wow, glad to hear you’re ok. I’m fairly sure they will say it’s totaled. When I had my car a part to installed all the CF1 & CF2 carbon fiber, highly doubtful the inner bracing of the body didn’t get bent up and not repairable.

Nice to see all the air bags for protection.

I’m also glad I have a PDR always running on mine.

Please keep us updated how it all turns out. Wishing you the best that you’re made as whole as possible.

 

[MTdiehard]

That’s gonna be totaled. Be sure to see a doctor and get all of your injuries documented and DO NOT sign any insurance claim agreement for a few weeks, as that bruising could be torn muscles or ligaments. Her insurance will likely offer you a quick settlement and say you only have 30 days or so to make a claim.

Thanks for the encouragement, I sure hope it's totaled!
Michigan has a strong no-fault law, so I would recover any medical from my insurance company. It's a fairly high hurdle to sue for pain and suffering there, most likely her insurer is off the hook.

 

[rdollie]

Looks totaled. If not, sneak into the wrecker yard and light it on

 

[shbox]

Sorry for what happened. Nice that the PDR caught it. I keep mine on for that very reason. Glad you weren't injured too badly. Car looks totaled, though. I really would not want one back that had been that damaged. Good luck with remedies.

 

[Z28]

It’s absolutely totaled. Sorry for your loss.