What APR did the dealer offer you?

[shiftdown]

On my previous C8, I went through the dealer initially to finance. I ended up with a 3.7% rate they farmed out to US Bank. I'm sure that includes .5% or so dealer add on. I've heard people have obtained some killer rates through GM Financial on other models.

My car is at 4B00 now, so I'm starting to look around for what's going go be the best bet. Inclined to put about 50% down for now. My own credit union has offered me 2.59% which is livable should nothing better come up.

Purchasing through Sewell, so if you have direct experience, that would be awesome. Not applicable to Military type credit unions or anything that would take special requirements. Just your regular jackass off the street

So, if you financed, what did you end up with for an interest rate?

 

[shbox]

The chip shortage is not going away any time soon. Manufacturer production as a whole is at 1/4 what it was before and the consensus is that you will no longer see high inventory levels at dealers anymore. Buying a new car is going to be an evolving experience.

 

[ajamils]

Makes me wonder if I should buy cars that I'd like to try (Integra, BRZ, etc.), drive them for a while, sell them later (or not) and not lose much money in the process.

That was my plan with Integra but unfortunately that didn't work. On the plus side my CT5-BW is built so hopefully I won't have to wait too long.

 

[pylctbw's]

Anyone shopping for a good rate check out interior federal credit union

 

[buzzyng]

actually a really good rate. USAA, navyfed, penfed, gesa are all 4.5-5.5

Anyone shopping for a good rate check out interior federal credit union View attachment 14880actually good rate. Penfed, navyfed, usaa, gesa are 4.5-5.5% for a 60mo

 

[flipray]

Anyone shopping for a good rate check out interior federal credit union View attachment 14880

Anything below 4% right now is good. This is some of the lowest ones I've seen in the last month or so.

 

[NewCaddy]

Anyone shopping for a good rate check out interior federal credit union View attachment 14880

Exceptional!

 

[poops]

Anyone shopping for a good rate check out interior federal credit union View attachment 14880

WOW!!! What an awesome rate.
Too bad there was a recent increase across the different terms of 2 - 3 points...

 

[Seth]

I did $23k down and went for a LONG loan per my wife's mental issue to have a payment UNDER $600 a month lol. We got a high rate of 4.25 or 4.5 and I will refince to get a sub 3.0 soon enough. I also paid $800 out of pocket for 3yrd wheel and tire, the only upsell worth it. With Metro Detroit roads, every ATS/CTS/CT4 has bent/fractured wheels and killed tires to pay for the insurance in the first year.

It was a THIRD car for me that she couldn't drive, so a deferred to her and her comfort level. Pick your battles.

I actually got $350 OFF the car thanks to them honoring MyCadillac Rewards points. I am now in the Platinum tier hehe. All it took was getting 6 Caddy's since 2018 lol.

I could do the calculations but I'm lazy, how long is that loan?!