Recent content by MTdiehard

I received a tragicomic email from onstar yesterday. The vehicle diagnostics look very strange (unless of course it's been in a crash):

Yikes! It so happens I got an order in this morning, but the goat rodeo doesn't inspire confidence. Maybe I should look around more aggressively.

I was looking for comparables before I understood that I would get replacement cost. There aren't many MY 2024s for sale out there. Plus mine had only 9900 miles and was in great shape. And a similarly equipped new one would cost $108K. All a long winded way of saying $95K might not be crazy...

https://www.copart.com/lot/82388965/2024-cadillac-ct5-v-blackwing-mi-flint

Rob - This vehicle is headed to CoPart as a total loss, so I'm guessing it should come off the registry. Thanks.

Michigan is unusual. It has a strong no-fault law that provides a very generous first-party medical benefit. Part of the trade off for that generosity is that their law bars recovery for pain and suffering unless it is a serious injury. My bruises won't clear that hurdle, so I don't have any...

I think it is a fairly normal policy from Cincinnati insurance. Not a bargain basement insurance company but the policy has nice coverage. Their Capstone Auto Endorsement provides replacement cost coverage - if the vehicle was bought new - for the first three years of ownership. I think some...

I agree the rear part of the power train has damage - one half shaft was ripped out of the differential. I'd guess the front part - engine and transmission - are ok, but that's just a guess.

Thanks for the reference! I prefer the prior front end but actually like the giant screen, so I could go either way. But getting a new one for no additional out of pocket is too good to pass up, so that's what I will try to do.

Interesting! I had a 6MT with mid level sky cool gray seats, PDR, sunroof, parking package, graphite wheels, red brake calipers and seatbelts. No extra carbon fiber. It came from a dealer lot in Lansing, so it wasn't exactly what I would have ordered. If I order, I would not get a sunroof and...

It is through Cincinnati and my agent included some sort of add-on (Capstone Auto Endorsement) that provided the extra coverage for replacement cost. Many companies will offer replacement cost as a stand alone coverage you can add, but usually it has to be added close in time to when you buy it...

Good news: the claim rep confirmed it is totaled! Better news: my insurance policy will pay replacement cost - aka the cost of a new one! Bad news: re-enter the goat rodeo.

Great point! I only remembered the SVR after I was back home in WI. I cleaned out the trunk and missed it, though I was a bit rattled - and the trunk had a whole lot of stuff in it, including my bike and a chainsaw! 🤣

Thanks for the encouragement, I sure hope it's totaled! Michigan has a strong no-fault law, so I would recover any medical from my insurance company. It's a fairly high hurdle to sue for pain and suffering there, most likely her insurer is off the hook.

PDR caught the crash - see video. I moved to the right a bit but there wasn't a whole lot of room on the shoulder. In hindsight, I might have avoided her if I hadn't braked, but my mind wasn't able to process it that way. Plus braking did reduce our kinetic energy significantly. Not sure the...